[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hztop.cz\/co-si-pocit-v-tisni\/#Article","mainEntityOfPage":"https:\/\/www.hztop.cz\/co-si-pocit-v-tisni\/","headline":"Co si po\u010d\u00edt v t\u00edsni?","name":"Co si po\u010d\u00edt v t\u00edsni?","description":"Jestli\u017ee se \u010dlov\u011bk dostane do finan\u010dn\u00ed t\u00edsn\u011b, m\u016f\u017ee to n\u011bkdy vy\u0159e\u0161it t\u00edm, \u017ee se po jistou dobu uskromn\u00ed. To ale plat\u00ed pouze v p\u0159\u00edpad\u011b, \u017ee jde jen o kr\u00e1tkodob\u00fd nedostatek financ\u00ed, kter\u00fd zmiz\u00ed, jakmile doraz\u00ed p\u0159\u00ed\u0161t\u00ed v\u00fdplata. Ov\u0161em ne ka\u017ed\u00fd m\u00e1 takov\u00e9 \u0161t\u011bst\u00ed. Mezi n\u00e1mi jsou i ti, kte\u0159\u00ed u\u017e v\u011bz\u00ed v probl\u00e9mech a\u017e po...","datePublished":"2019-09-23","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.hztop.cz\/author\/#Person","name":"","url":"https:\/\/www.hztop.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c0c0e488d5f88ebdb5e32a558e21f6df03f38644814b5677bcd67e16813bee55?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hztop.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hztop.cz\/wp-content\/uploads\/img_a363627_w2058_t1576394472.jpg","url":"https:\/\/www.hztop.cz\/wp-content\/uploads\/img_a363627_w2058_t1576394472.jpg","height":0,"width":0},"url":"https:\/\/www.hztop.cz\/co-si-pocit-v-tisni\/","about":["Business"],"wordCount":449,"articleBody":"  Jestli\u017ee se \u010dlov\u011bk dostane do finan\u010dn\u00ed t\u00edsn\u011b, m\u016f\u017ee to n\u011bkdy vy\u0159e\u0161it t\u00edm, \u017ee se po jistou dobu uskromn\u00ed. To ale plat\u00ed pouze v p\u0159\u00edpad\u011b, \u017ee jde jen o kr\u00e1tkodob\u00fd nedostatek financ\u00ed, kter\u00fd zmiz\u00ed, jakmile doraz\u00ed p\u0159\u00ed\u0161t\u00ed v\u00fdplata. Ov\u0161em ne ka\u017ed\u00fd m\u00e1 takov\u00e9 \u0161t\u011bst\u00ed. Mezi n\u00e1mi jsou i ti, kte\u0159\u00ed u\u017e v\u011bz\u00ed v probl\u00e9mech a\u017e po u\u0161i a ti u\u017e si ani t\u00edm nejuta\u017een\u011bj\u0161\u00edm opaskem sami nepomohou. Takov\u00fdm u\u017e m\u016f\u017ee nejednou pomoci jedin\u011b \u0161ikovn\u00e1 p\u016fj\u010dka. Ov\u0161em na jakou z p\u016fj\u010dek, je\u017e se u n\u00e1s v sou\u010dasnosti nab\u00edzej\u00ed, vsadit? Kter\u00e1 je dostate\u010dn\u011b dostupn\u00e1 a z\u00e1rove\u0148 i v\u00fdhodn\u00e1? To\u0165 ot\u00e1zka.  Ot\u00e1zka, na ni\u017e existuje v nejednom p\u0159\u00edpad\u011b jen jedin\u00e1 spr\u00e1vn\u00e1 odpov\u011b\u010f. Pokud je toti\u017e takov\u00fd z\u00e1jemce ve skute\u010dn\u00e9 nouzi, nejednou se mu nab\u00edz\u00ed vlastn\u011b jenom nebankovn\u00ed hypot\u00e9ka. A to proto, \u017ee pr\u00e1v\u011b tato je dostupn\u00e1 i t\u011bm z n\u00e1s, kte\u0159\u00ed jsou na tom po ekonomick\u00e9 str\u00e1nce velice nedob\u0159e. U t\u00e9to hypot\u00e9ky usp\u011bje na rozd\u00edl t\u0159eba od bankovn\u00edch p\u016fj\u010dek i ten, kdo m\u00e1 jen velice n\u00edzk\u00e9 p\u0159\u00edjmy, n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00ed nedostatky, kter\u00e9 ho \u010din\u00ed pro \u0159adu poskytovatel\u016f p\u016fj\u010dek nezaj\u00edmav\u00fdm. Zde toti\u017e sta\u010d\u00ed, m\u00e1-li doty\u010dn\u00fd n\u011bjakou nemovitost, ji\u017e by mohl nab\u00eddnout nebankovn\u00ed instituci coby z\u00e1stavu za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky, a je-li schopen prok\u00e1zat, \u017ee bude m\u00edt ze sv\u00fdch p\u0159\u00edjm\u016f na spl\u00e1cen\u00ed. A d\u00e1l u\u017e nestoj\u00ed nic v cest\u011b tomu, aby si doty\u010dn\u00fd za\u017e\u00e1dal. Tedy aby vyplnil webov\u00fd formul\u00e1\u0159, zaslal n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti k posouzen\u00ed, vy\u010dkal \u010dty\u0159iadvacet hodin na schv\u00e1len\u00ed, dohodl se se z\u00e1stupcem on\u00e9 spole\u010dnosti a podepsal s n\u00ed smlouvu. A pak u\u017e jsou pen\u00edze na dlu\u017en\u00edkov\u011b \u00fa\u010dtu z\u00e1hy a tento je m\u016f\u017ee pou\u017e\u00edt tak, jak je mu to zapot\u0159eb\u00ed.  A spl\u00e1cen\u00ed? To je mo\u017en\u00e9 rozlo\u017eit t\u0159eba i a\u017e na dlouh\u00fdch t\u0159icet let, pochopiteln\u011b s mo\u017enost\u00ed vr\u00e1tit v\u0161e bez sankc\u00ed i d\u0159\u00edve. A d\u00edky p\u0159\u00edzniv\u00fdm \u00farok\u016fm, optim\u00e1ln\u00edm spl\u00e1tk\u00e1m a dal\u0161\u00edm podm\u00ednk\u00e1m \u0161it\u00fdm jako na m\u00edru i pro ty nejkomplikovan\u011bj\u0161\u00ed p\u0159\u00edpady, se nakonec v\u0161e v dobr\u00e9 obr\u00e1t\u00ed. Na to vemte jed.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co si po\u010d\u00edt v t\u00edsni?","item":"https:\/\/www.hztop.cz\/co-si-pocit-v-tisni\/#breadcrumbitem"}]}]